95% mortgages, great news for homebuyers!

95pc-blog

Great news for homebuyers! The 95% Loan to Value (LTV) mortgage is back.

It was removed from the market because of the pandemic, but now the Government has announced a mortgage guarantee scheme with the major lenders, participating up to the value of £600,000.  Under the scheme, all buyers will have the option to fix their initial mortgage rate for up to five years.

With access to a great range of lenders which can offer you competitive rates, based on just a 5% deposit (great for first time buyers), we are here to help you take advantage of the Government scheme. As an example, we are currently able to offer a two or three year fixed at 3.99 APR and a 5 year fixed at 4.09 APR (this may be subject to change)

We understand how stressful a house move can be, particularly in these times of uncertainty and change (we’ve been through our fair share).  We’re here to support you in the pursuit of your dreams and want to make your purchase easier, so you can focus on the things that are important to you.  We can arrange your mortgage, life policy, buildings insurance and even help you to make a will (a very relevant task today, even if we don’t enjoy thinking about it).

As most of our clients come from recommendations; we must be doing something right! You can find a few reviews on our website (or if you Google us).   Don’t forget to book an appointment with one of our Advisors to see if a 95% mortgage is right for you!

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