Mortgages

We put our clients first. Whether you’re a first time buyer or a property investor, your dedicated Advisor will tailor the entire process to you. With access to thousands of mortgage deals from across the market, we’re ready to make the match for you and your dream home.
couple holding small house

Providing individual mortgage advice; unique to you

Mortgages are loans which help you to become a homeowner. Finding a mortgage can be difficult, especially if you are limited by the options that an estate agent or single lender has to offer. As independent mortgage Advisors, we have access to thousands of solutions from across the market, and expert Advisors to support you throughout the buying process.

couple holding small house
I need a mortgage...
There isn’t a “one size fits all” mortgage, so we work with you to find the best deal to suit your circumstances. Starting with a free consultation, an Advisor will determine how much you can borrow, which products are applicable to you (even if you have poor credit), and then search the market for a solution to fit your needs. From application to offer, finding a mortgage usually takes around 14 to 21 days (subject to the legal work).
Trendy man remortgages
I need a remortage...

When you remortgage, you are switching your mortgage to another deal, and frequently, another lender. Remortgages can be used for various reasons; however, most people simply switch mortgages because it will work out cheaper for them. For example, the introductory discounted interest rate may have finished with your current lender; therefore, you could potentially get a new discount rate, or a lower APR, with another lender. A typical remortgage takes around 6-8 weeks and includes our standard research to make sure you have the best deal currently available.

Buy to let business woman
I need a buy to let mortgage...
Buy to Let mortgages are not just for professional investors. If you want to start building a property portfolio, or generate income as a landlord, a Buy to Let mortgage could be for you. There’s even BTL options for first time buyers!
First time buyers couple
I need a first time buyer mortgage...
As a first-time buyer, buying your first home is very exciting, but can be equally stressful. We have supported a huge number of clients through their first purchase and love to go on that journey as often as possible. With government schemes, such as Help to Buy and Equity Share mortgages, there are lots of ways to make your first step on the property ladder.
Product transfer woman
I need a mortgage product transfer...
A product transfer mortgage is similar to remortgaging, but often with less work. A product transfer requires you to stay with the same provider, but allows you to move to a new mortgage product. The benefits include less fees and avoiding legal work, but it’s not always the best option long term. An expert advisor can help you make the decision between a product transfer or more traditional remortgage.
Bridging loans couple
I need a bridging loan...
Bridging loans can be a short term solution for “bridging the gap” between buying a new home before selling. There are very few limits to how much you can borrow, but the process can be quite expensive or require you to pay off the loan in a short period of time. Bridging loans are particularly useful when waiting for a government scheme to come into effect, or complete before a scheme ends.
From the first time you contact us, we are here to support you. A free face-to-face, phone or video appointment will give us all the information we need to start researching the best options for you. Your chosen Advisor will walk you through the whole process, gathering the information we need to establish how much you can borrow and for how long, to find the right deal. We do most of the work for you until your new mortgage completes, and you have secured the right mortgage deal. Once you’re happy, we can get an agreement in principle from the lender and complete the full mortgage application for you.